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How to Teach Children Good Financial Habits

January 23, 2023
As a parent, you play a vital role in shaping children’s financial habits and future success. Teaching children about money…

Factors to Consider When Relocating to Another State in Retirement

January 23, 2023
Factors to consider when relocating to another state in retirement When people retire, many choose to stay in their same…

Secure Act 2.0: What the new legislation could mean for you

January 23, 2023
The SECURE Act, passed in 2019, made changes to a variety of rules regarding retirement accounts. This act was passed…

Market Update for the Quarter Ending December 31, 2022

January 23, 2023
  December Sell-Off Caps Turbulent Year Markets sold off in December, with the negative month contributing to mixed results for…

AFM News & Notes – Fourth Quarter 2022

January 23, 2023
AFM CELEBRATES JOAN’S 15TH ANNIVERSARY! AFM was excited to celebrate Joan’s 15th anniversary with the firm. We enjoyed a fantastic…

AFM News & Notes – Third Quarter 2022

October 26, 2022
AFM CELEBRATES MARY’S 20TH ANNIVERSARY! AFM was excited to celebrate Mary’s 20th anniversary with the firm. We enjoyed a fantastic…

Net Unrealized Appreciation: The Benefit of Owning Company Stock in an Employer-Sponsored Retirement Plan

October 26, 2022
Many companies offer their employees the opportunity to own their employer’s stock in a tax-deferred employer-sponsored retirement plan. The idea…

Student Loans – Loan Forgiveness & Other Benefits

October 26, 2022
For those struggling to repay student loans, President Biden’s announcement in August 2022 that a portion of federal loans could…

Financial Aspects of Selecting a Retirement Community

October 26, 2022
In my last article, I talked about making the decision to move to a Continuing Care Retirement Community (CCRC). This…

Market Update for the Quarter Ending September, 30 2022

October 26, 2022
SEPTEMBER SELL-OFF CAPS CHALLENGING QUARTER Equity markets saw widespread declines in September, wiping out gains from earlier in the quarter…
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Form CRS: Client Relationship Summary

This communication is strictly intended for individuals residing in the states of AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, VT, WA, WI, WV. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC. Advisory services offered through Armstrong, Fleming & Moore, Inc. are separate and unrelated to Commonwealth.

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