Student Loans – Loan Forgiveness & Other BenefitsOctober 26, 2022For those struggling to repay student loans, President Biden’s announcement in August 2022 that a portion of federal loans could…
Financial Aspects of Selecting a Retirement CommunityOctober 26, 2022In my last article, I talked about making the decision to move to a Continuing Care Retirement Community (CCRC). This…
Market Update for the Quarter Ending September, 30 2022October 26, 2022SEPTEMBER SELL-OFF CAPS CHALLENGING QUARTER Equity markets saw widespread declines in September, wiping out gains from earlier in the quarter…
Roth Conversions – Is Now The Time To Convert?July 25, 2022With the cyclical nature of the stock market and the current bearish trend it is showing, there may be an…
When Do You Need Life Insurance?July 25, 2022Life insurance is a very important and often overlooked aspect of one’s financial plan. While it is somewhat uncomfortable to…
Market Update for the Quarter Ending June, 30 2022July 25, 2022JUNE SELLOFF ADDS TO CHALLENGING QUARTER FOR MARKETS Equity markets experienced widespread selloffs in June as fears of a potential…
AFM News & Notes – Second Quarter 2022July 25, 2022AFM CELEBRATES IMPORTANT MILESTONES! Armstrong, Fleming & Moore was excited to celebrate important milestones this spring with Betsy’s 35th anniversary,…
Selecting A Retirement CommunityJuly 25, 2022A few years ago, my retired partner, John MacIntyre, wrote a series of articles for our newsletter about selecting a…
Market Update for the Quarter Ending March, 31 2022April 26, 2022 POSITIVE MARCH WRAPS SHAKY QUARTER FOR MARKETS Equity markets partially bounced back in March, driven by a strong run…
A Real Cool HandApril 26, 2022My favorite movie for many years was the 1967 Paul Newman classic Cool Hand Luke.* It’s a fairly straightforward tale…
Don’t let your guard down when it comes to IRS scamsApril 26, 2022Have you ever received a phone call or text message from someone claiming to be from the IRS, threatening you…
AFM News & Notes – First Quarter 2022April 26, 2022EMILIA WHITE CELEBRATES 5 YEARS AT AFM! Armstrong, Fleming & Moore was pleased to celebrate Emilia’s 5th anniversary with the…
Series I Savings BondsApril 26, 2022While the past decade provided a period of strong growth for many equity investments, the current uncertain markets may motivate…
With Great Power Comes Great Responsibility: the ins and outs of Estate ExecutorsOctober 1, 2021If you’re reading this, you most likely know about the importance of estate planning and drafting a proper and valid…
New Required Minimum Distribution TablesOctober 1, 2021Starting this year, there will be a change to the calculation of required minimum distributions (RMDs) from retirement accounts. People…
Inflation Returns After a Long HiatusOctober 1, 2021An old foe returned in the fall of 2021, one we had not seen in more than 30 years, as…
Market Update for the Quarter Ending December 31, 2021October 1, 2021SOLID DECEMBER CAPS OFF A STRONG YEAR FOR MARKETS Markets rallied to finish out the year, with all three major…
AFM News & Notes – Fourth Quarter 2021October 1, 2021NICOLETTE DAVICINO IS ENGAGED! AFM is proud to annouce the engagement of Nicolette to her boyfriend Andrew. He surprised her…
AFM RecognitionJuly 1, 2021We are proud to share that AFM is listed in Washington Business Journal as one of the largest wealth management firms in…
Cybersecurity: Do’s and Don’ts to Protect Your PrivacyJuly 1, 2021Data breeches, malware, phishing – those are all terms that we are getting more accustomed to hearing these days. Not…
Why Investing is More Difficult Than Just Choosing the “Right” SecuritiesJuly 1, 2021Investing can seem to be a simple concept – buy when the market is low and sell when it’s high…
The Spouse as CaregiverJuly 1, 2021We all hope to experience a wonderful retirement, but what happens when one partner becomes ill and needs ongoing care? …
Market Update for the Quarter Ending September 30, 2021July 1, 2021ROCKY SEPTEMBER LEADS TO MIXED QUARTER FOR MARKETS Markets pulled back sharply in September after setting record highs in August.…
Should I Wait to Start My Social Security Benefits?April 1, 2021Deciding when to begin taking your Social Security retirement benefits can be difficult because there are many factors to consider.…
Employee Equity Compensation: Stock Options, Grants & More – And What They Mean to YouApril 1, 2021Employee equity compensation is a common benefit provided by public companies and some private companies (especially startups) but one that…
Here Be Dragons: The strange new world of bitcoin, SPACs, meme stocks, and moreApril 1, 2021The first chapter of the financial story during the pandemic focused on how quickly recovery took off, long before we…
Do I Need Umbrella Insurance?April 1, 2021When your local weather forecaster tells you that it’s going to rain, what do you do? That’s easy, you reach…
Market Update for the Quarter Ending June 30, 2021April 1, 2021POSITIVE JUNE CAPS OFF STRONG QUARTER FOR MARKETS Equity markets rallied in June, which capped off a positive month and…
AFM News & Notes – Second Quarter 2021April 1, 2021ALEXANDRA ARMSTRONG’S INTERVIEW ON MICHAEL KITCES Alexandra was interviewed by Michael Kites on his podcast, where they spoke in depth…
Understanding the American Rescue Plan Act of 2021January 1, 2021On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (“the Act”) into law, with large…
Understanding the American Rescue Plan Act of 2021January 1, 2021On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (“the Act”) into law, with large…
Lessons from the Plague Year | Part III – At HomeJanuary 1, 2021Alexandra Armstrong After being used to literally eating out every night, I learned to cook again…and can’t wait to resume…
Lessons from the Plague Year | Part II – At AFMJanuary 1, 2021DEVELOP A PLAN, AND STICK TO IT A handful of us were working at AFM in our old office at…
Lessons from the Plague Year | Part I – Planning & InvestingJanuary 1, 2021Around this time a year ago, you would have been considered a pessimist if you had said we would still…
Rising Interest Rates: History Shows It’s Not All BadJanuary 1, 2021Many investors are concerned about what a sustained rally in interest rates could mean for the stock market. Bond yields…
Market Update for the Quarter Ending March 31, 2021January 1, 2021SOLID MONTH CAPS POSITIVE QUARTER FOR MARKETS U.S. stock markets saw gains for the month and quarter, but not all…
AFM News & Notes – First Quarter 2021January 1, 2021AFM RECOGNITION We are proud to annouce that AFM made the InvestmentNews Best Places to Work for Financial Advisers list for 2021!…
AFM News & Notes – Fourth Quarter 2020October 1, 2020After 7 years at AFM, Mary-Lou retired in October 2020. All of us here at AFM miss her and wish…
Pandemic Purchasing: buying a home during the time of COVID-19October 1, 2020For many first-time home buyers last year, the process looked a little different than how they may have imagined. Open…
Give Your Grandchild the Gift of A 529 College Savings PlanOctober 1, 2020Saving for a grandchild’s education is a meaningful gift that can make a lasting impact. As the saying goes, ‘knowledge…
Understanding the New Stimulus BillOctober 1, 2020On December 27, 2020, President Trump signed the Consolidated Appropriations Act, 2021, into law (hereinafter referred to as “the Act”),…
Has Washington Gone Blue?October 1, 2020As a new Administration takes office, we will see the executive branch and both houses of Congress under the control…
Market Update for the Quarter Ending December 31, 2020October 1, 2020STRONG DECEMBER CAPS OFF SOLID YEAR FOR MARKETS Markets continued to rally in the final month of 2020. The Nasdaq…
With Election Season Heating Up, How Much Volatility Should We Prepare For?July 1, 2020As we head into October, with a contentious election less than five weeks away, it’s easy to see why investors…
Progress Report on “Your Next Chapter: A Woman’s Guide To A Successful Retirement”July 1, 2020In mid-May, my co-author Mary Donahue Ph.D. and I published our latest book. This was a very different experience from…
The Underperformance of Foreign Stocks Over the Past Decade and the Case for Active ManagementJuly 1, 2020From the Financial Crisis in 2008 up to the beginning of the COVID-19 pandemic, foreign stocks failed to keep pace…
A Solution to the Password ProblemJuly 1, 2020As we all spent an increasing amount of time online this year, chances are you accumulated an ever-growing number of…
Market Update – Third Quarter 2020July 1, 2020A POSITIVE QUARTER FOR MARKETS, DESPITE CHOPPY SEPTEMBER Markets dropped early in September before partially recovering throughout the rest of…
AFM News & Notes – Third Quarter 2020July 1, 2020AFM RECOGNITION We are proud to share that AFM has been ranked 8th on Washington Business Journal‘s list of largest Wealth…
Announcing the release of “Your Next Chapter: A Women’s Guide To A Successful RetirementApril 1, 2020After two years of hard work, my coauthor Dr. Mary R. Donahue and I finally finished writing our second book…