Retirement Savings Changes
Americans have been warned for years of an impending retirement crisis. In 2019, Boston College estimated there was a $7.1…
Social Security Changes (and Why That’s Great News for Retirees!)
Increases in Benefits Inflation has been a hot topic since the Fed started hiking rates last March to try and…
Medicare Changes in 2023
As we begin to say goodbye to winter and usher in spring here in Washington, DC, change is often expected,…
Charting a Course for 2023
Investors had to navigate an environment full of twists and turns in 2022. After hitting a new all-time high in…
2022 Year In Review
To say that 2022 was a challenging year for the markets would be an understatement. The stock markets saw big…
‘Tis the Season…to hold off on buying or selling a home?
Inflation. It’s a trigger word for all of us heading into this holiday season. As if the crunch before year-end…
Why Retiring in 2022 Could be a Challenge and What to do About it
It’s a scary time for anyone who recently retired and for those about to. Stocks (as measured by the S&P…
Real-World Examples of the Use Cases for Blockchain and the state of the Crypto World
In our last article, we dove into some mind-boggling topics like the metaverse and NFTs. In this post, we’ll focus…
Year-End Review: How History Provides a Path Forward
As 2022 progressed, investors and consumers were treated to a steady stream of bad news, and the markets reacted in-kind,…
How Insurance Fits in Your Financial Plan
One of the first steps in creating your financial plan is to identify your goals, their time horizons, and your…
Financial Wellness Check
As crazy as it may sound, we are more than halfway through 2022. Now is a great time to give…
Preparations Before Sending Your Child to College
There are many preparations that must be made when sending your child off to college. From the move-in to school…
Freedom and Financial Planning
One of the great traps of the information age is the wealth of data at our fingertips. It stands to…
Crypto Compass: NFTs & The Metaverse
What are NFTs? Before we dive into the mind-boggling concept of the metaverse, let’s start by breaking down NFTs. Nonfungible…
Changes to FAFSA coming down the pike
The excitement and pride that stems from having a child is often the most significant aspect of one’s life, and…
Protect yourself: 10 ways to prevent identity theft
Identity theft is a growing problem in the U.S., and pandemic relief made it worse as identity thieves targeted relief…
Preventing Over-indebtedness
Before the COVID-19 pandemic, a large portion of the country was struggling with debt and many estimate that one in…
Planning for Financial Literacy
As we wave goodbye to tax season and usher in spring, our thoughts and conversations with clients begin to include…
Knowledge Is Power: The Great Wealth Transfer & Financial Education
In 1973, just shy of the 100th anniversary of his death, descendants of Cornelius (“the Commodore”) Vanderbilt gathered at Vanderbilt…
Bitcoin and Ethereum Explained
Bitcoin What is it? In the first post we dove into what exactly cryptocurrency is, but not any of the…
Preparing Taxes
We have all likely heard Ben Franklin’s quote about there being only two certain things in life: death and taxes.…
Budgeting for 2022 Life Events (Big and Small)
Creating a budget can be a challenge even in the calmest of times, so how do you begin to tackle…
Crypto Compass: Cryptocurrency
Welcome to my Blog Hi and welcome to my blog, Crypto Compass. When I set out to learn about cryptocurrency,…
Six Resolutions to Improve Your Finances in 2022
At the beginning of the year people make resolutions involving health, work, or family, but getting your financial house in…
A Form that Accommodates the Mess: Financial Planning in an Age of Uncertainty
The idea that times past were simpler isn’t new. Modern life buzzes with confusion. The pace at which things change…
Did Covid Change Retirement for a Generation?
The world has changed since March 2020. Some of these changes have been small (have we ever cared so much…
How Earlier and Recurring Charitable Gifts Can Really Help!
One of the many great things about this time of year is the increased amount of charitable giving and overall…
Cybersecurity: What Can You Do to Stay Protected?
Prior to the pandemic, the risks of cyber fraud and identity theft were already a significant worry for many. As…
Who is Alexandra Armstrong?
This is supposed to be a short essay on Alexandra Armstrong – a little recap of her climb up from…
Year End Planning for 2021
It is that time of the year again – crisp fall air and holidays approaching – which is also time…
Inherited IRA Rules
If you plan on leaving IRA and retirement plan assets to heirs — or if you stand to inherit retirement…
Opportunity and Optimism Amid the Pandemic
For many, the pandemic turned the world upside down. For some, it offered an opportunity to view life from a…
Saving vs Investing
It’s a common misconception that saving and investing are one and the same. They are both key concepts to creating…
Know the Rules to Avoid 529 Distribution Mistakes
As a continuation of one of our recent blog posts on 529 accounts, we now wanted to focus in on the various…
Behavioral Finance: How Our Subconscious Beliefs Impact Our Real-World Dollars
Have you ever found yourself struggling to stick to a budget, despite your best efforts? When an investment you picked…
529 Accounts: The Ins and Outs of Qualified Expenses
As you may know, 529 accounts are a great savings vehicle for many individuals to save money for education. The…
Impact of Children on Your Financial Path
When thinking about your future, there are many factors and life choices you will have to plan and save for—whether…
Are You Actually in Good Hands? Risk and Umbrella Liability Insurance
People often think that their car insurance and/or the liability insurance policy on their home will protect them from personal…
Building Back Better: New Administration Bets Big on the Economy
President Joe Biden formally announced his COVID-19 stimulus plan on January 14, 2021, and on March 11, 2021, it was…
Financial Spring Cleaning
Are you a hoarder? Did you just put that Pepco bill away last month and see that the one all the…
To Buy or Not to Buy: Is that the Question?
We’re all quite familiar with the idea of the American Dream at this point. The house, the white picket fence,…
Are You Better Off with a Roth?
While you might already be invested in an employer-sponsored plan like a 401(k), an Individual Retirement Account (IRA) allows you…
ESG and SRI Investing: 2020’s Silver Lining?
As the dust settles on a year that was like no other, we can now look back at 2020 and…
Is a Donor-Advised Fund (DAF) Right for You?
A donor-advised fund (DAF) is like a charitable investment account with the sole purpose of supporting organizations you care about.…
2021 Post Election Outlook: Cautious Optimism
With the uncertainty of an election year nearly behind us, and COVID-19 vaccines heading for production, the stock market has…