Chris Rivers, CFP®, CRPC®


Getting to Know Chris


As a principal of Armstrong, Fleming & Moore, Inc., Chris provides individuals and couples with personalized and comprehensive financial planning services, including guidance on investment, retirement, tax, and estate planning issues, as well as other wealth management needs.

After graduating from the University of Maryland, Chris joined Armstrong, Welch & MacIntyre, Inc., a precursor to AFM, as a portfolio analyst. He served AFM’s clients in various capacities for seven years, working primarily with Alexandra Armstrong. He then earned his CERTIFIED FINANCIAL PLANNER certificate and began working as lead advisor to his clients.

He has been quoted in Financial Times and The Washington Times and has spoken at D.C.-area schools on financial planning topics. Chris has served as a subject matter expert for the Certified Financial Planning Board of Standards, contributing to the development and review of questions for the CFP® certification examination.

Chris and his wife, Caroline, grew up around the corner from each other in Rockville, Maryland, and currently live in Potomac, Maryland, with their three children, Annie, Billy, and Claire, and their dog, Oliver. In the little free time he has, Chris likes to read, particularly history and classic literature. He is an avid music fan with a growing collection of vinyl LPs, a craft beer and bourbon enthusiast, a mediocre golfer, a volunteer basketball coach, and a diehard fan of the Washington Nationals and the University of Maryland. A baseball history buff, he is a member of the Society for American Baseball Research.

Place Chris would most like to visit: Utah’s Big 5 National Parks
Favorite book:  Blood Meridian by Cormac McCarthy
Favorite movie: Cool Hand Luke
Favorite TV show: Seinfeld
Favorite band/song/album: Too many to list, but Gillian Welch, Tom Waits, and A Tribe Called Quest is a start
Favorite food: Fajitas
Favorite quote: “Never let the future disturb you. You will meet it, if you have to, with the same weapons of reason which today arm you against the present.” – Marcus Aurelius
Favorite holiday: Thanksgiving
Hidden talent: Making pizza from scratch
What motivates Chris: I love to learn–I’m never happier than when I’ve learned about something or someone new
Something on Chris’s bucket list: A Washington Nationals World Series win (woo!)

Certifications & Education


Bachelor’s degree, University of Maryland College Park


Chartered Retirement Planning Counselor®

FINRA Series 7, and 63 securities registrations held through Commonwealth Financial Network®

Various state insurance licenses

Accomplishments, Awards & Activities


Co-author of a monthly column for Better Investing Magazine

Past president and current chairman of the Financial Planning Association of the National Capital Area

2023 Forbes Best In State Wealth Advisors, created by SHOOK Research. Presented in April 2023 based on data gathered from June 2021 to June 2022. 22,243 were considered, 7,321 advisors were recognized. Not indicative of advisor’s future performance. Your experience may vary. Click here for more award information.

More From

Chris Rivers, CFP®, CRPC®

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