Financial Planning

You Need a Financial Plan, We're Here to Help

At Armstrong, Fleming & Moore, we have the expertise, knowledge, and objectivity as independent financial professionals to help you create personalized financial plan. One that makes sense under any market conditions, is tailored for your current circumstances, and is flexible enough to adapt to your evolving needs during the ensuing years. We carefully construct a written financial plan that reviews each aspect of your financial situation and provides specific advice to help you attain your goals and objectives. 

Our financial plan includes guidance on all of the important areas of financial planning and helps you answer critical questions. These are just a few:

Cash Flow Planning & Debt Analysis

  • Where is my money going?
  • What are my sources of income?
  • Should I refinance or pay off my mortgage?

Retirement Planning

  • How much do you need and how will you get there?
  • How will you make your money last, have confidence in your plans and really enjoy your retirement years?
  • When should I take Social Security?

Tax Planning

  • Are you taking advantage of the many tax saving strategies available?

Insurance Planning and Risk Management

  • Can your plan survive an unexpected illness or premature death?
  • Are you properly covered if you get into a car accident or someone is injured in your home?

Estate Planning

  • When you are gone, will your wealth be transferred efficiently and easily to the people and organizations you care about?

Education Planning

  • How much will you need to help your children or grandchildren attend college without a mountain of debt derailing your plans or theirs?
  • What's the best option to use to save for college and how will it impact financial aid?